Since 2014, Atlanta drivers have been hit with premium increases every year after quite a few years of stable car insurance prices. The cause of these increases is several factors including weather events, more drivers on the road, and more relaxed regulations in the way insurance companies raise their rates.
Despite having some of the highest rates in the country, Atlanta drivers can still save money on auto insurance by starting a habit of yearly rate comparisons. A study showed that drivers who shopped their coverage around once a year and switched to the lowest-cost policy saved almost $3,500 over four years.
If your rates are getting out of control, it’s time to put an end to the endless increases and learn the best ways to find cheaper auto insurance in Atlanta. Everybody’s situation is different, as are the vehicles we drive. Premium rates take into consideration many factors such as your age, driving record, credit rating, financial situation, family status, and much more. So it’s not possible to know which company is the cheapest without actually getting a rate quote with these things factored in.
Companies like to advertise the savings you’ll receive if you switch, but those savings do not apply to everyone. Some may save more and some may actually be quoted a higher rate than they’re currently paying. A driver is obviously not going to switch to pay more, so the customers who do switch save money and that is how companies arrive at their savings claims.
| Top 10 Car Insurance Companies by Market Share |
|---|
| State Farm – 24% |
| Allstate – 12% |
| GEICO – 11% |
| Progressive – 10% |
| USAA – 8% |
| Liberty Mutual – 5% |
| Nationwide – 4% |
| Farm Bureau – 3% |
| Travelers – 3% |
| Auto-Owners Insurance – 2% |
Auto Insurance Rates for Popular Vehicles in Atlanta
With over 5.7 million people living to the Atlanta metropolitan area, there are a lot of vehicles on the road. This is one of the factors that has caused rates to climb. The more vehicles in any give area, the higher the liklihood of accidents occuring. This stresses the importance of having good coverage that not only protects your car, but also the imprtance of buying high liability limits and medical coverage to protect you, your occupants, and also your financial stability.
The vehicles below are some of the most popular insured in Atlanta. Finding the cheapest premium rates starts by learning about how companies price coverage, and knowing how you can cut costs but still maintain good protection. Many more models can be found through the ‘View More Vehicles’ link below the list.
Atlanta Metro Area Communities
The city of Atlanta only has about 500,000 residents, so many other communities make up the rest of the almost 6 million people living in the metro area. The cities below include Atlanta and the largest suburb communities and you can read about how to reduce auto insurance costs for each city. The pages also include interactive maps for finding and contacting insurance agents if you have questions concerning coverage or if you need price quotes.