Having to pay for high-priced auto insurance in Atlanta can drain your budget and put the squeeze on your family’s finances. Price shopping at each renewal can save money and help to cut your insurance bill.
Unbelievable but true, almost 70% of insureds in Georgia kept their coverage with the same auto insurance company for more than four years, and about 40% of consumers have never even shopped around for lower-cost coverage. Consumers in America can cut their rates by up to $850 a year, but most just don’t grasp the big savings they would realize if they switch to a new company.
With consumers having so many different company options, it is very difficult to find the most cost effective insurer.
Quoting and comparing affordable coverage in Atlanta is not that difficult. In a nutshell, every car owner who has to buy auto insurance will more than likely be able to find better rates. But Georgia car owners need to learn how companies compete online and use this information to your advantage.
To find cheap quotes, there are a couple of ways to obtain and compare prices from many auto insurance companies in Georgia. The best way to do a complete rate comparison involves getting comparison quotes online.
It’s so fast and easy to compare rates online that it replaces the need to make phone calls or go to different Atlanta agent offices. Comparing Ford Fusion Hybrid insurance rates online eliminates this option unless you require the extra assistance of an agent trained in personal lines coverage. Drivers can compare the best prices online and get advice from an agent in your area.
When quoting auto insurance, remember that comparing more rates from different companies provides better odds of finding more affordable insurance.
The providers in the list below can provide free quotes in Georgia. If the list has multiple companies, we suggest you compare several of them to find the most affordable auto insurance rates.
| Model | Comp | Collision | Liability | Medical | UM/UIM | Annual Premium | Monthly Premium |
|---|---|---|---|---|---|---|---|
| Fusion Hybrid 4-Dr Sedan | $294 | $688 | $462 | $28 | $138 | $1,610 | $134 |
| Get Your Own Custom Quote Go | |||||||
Data assumes married female driver age 50, no speeding tickets, no at-fault accidents, $100 deductibles, and Georgia minimum liability limits. Discounts applied include multi-vehicle, multi-policy, homeowner, safe-driver, and claim-free. Premium costs do not factor in garaging location in Atlanta which can revise auto insurance rates significantly.
Ford Fusion Hybrid insurance costs by gender and age in Atlanta
The example below illustrates the comparison of Ford Fusion Hybrid yearly insurance costs for male and female drivers. The information is based on no violations or accidents, comp and collision included, $1,000 deductibles, drivers are not married, and no discounts are factored in.
How accidents and tickets impact rates
The illustration below highlights how traffic violations and at-fault fender-benders can influence Ford Fusion Hybrid insurance prices for different categories of driver ages. The data assumes a married female driver, full physical damage coverage, $500 deductibles, and no discounts are taken into consideration.
Shop online but buy locally
Certain consumers just want to buy from a licensed agent and we recommend doing that The best thing about comparing rate quotes online is that drivers can save money and get cheap insurance quotes and also buy local. And providing support for local agencies is definitely important in Atlanta.
By using this simple form, your information is submitted to participating agents in Atlanta that can give you free Atlanta auto insurance quotes for your insurance coverage. It makes it easy because there is no need to find an agent since rate quotes are delivered immediately to you. You can find better rates without requiring a lot of work. If you want to get a comparison quote from a specific company, feel free to visit that company’s website to submit a rate quote request.
If you want local Atlanta agents, there are two types of insurance agents and how they are slightly different. Agents can either be independent agents or exclusive agents depending on their employer.
Independent Agents (or Brokers)
Independent insurance agents are appointed with more than one company so they can quote policies with any number of different companies and find the cheapest rate. If your premiums go up, your agent can just switch to a different company and you can keep the same agent. When comparing rates, you definitely need to contact multiple independent agents to get the most accurate price comparison.
Featured below is a small list of independent insurance agents in Atlanta who may provide rate quotes.
Nationwide Insurance: Slater Insurance Agency LLC
501 Pulliam St SW #514a – Atlanta, GA 30312 – (404) 474-6356 – View Map
Morris and Templeton Insurance
3405 Piedmont Rd NE #500 – Atlanta, GA 30305 – (912) 355-4549 – View Map
Perimeter Insurance Agency
5855 Buford Hwy NE # E – Atlanta, GA 30340 – (770) 452-8881 – View Map
Exclusive Agents
Agents of this type can only place business with one company and some examples include Allstate and State Farm. Exclusive agencies are unable to provide rate quotes from other companies so keep that in mind. They are highly trained on the products they sell which helps offset the inability to provide other markets.
Below is a short list of exclusive insurance agencies in Atlanta willing to provide price quotes.
Allstate Insurance: Laura Leidigh
7 Lenox Pointe NE – Atlanta, GA 30324 – (404) 233-5650 – View Map
Lisa Dobbs – State Farm Insurance Agent
2323 Cumberland Pkwy SE #101 – Atlanta, GA 30339 – (404) 365-8515 – View Map
Farmers Insurance – Jannette Boykin
674 North Highland Avenue Northeast b – Atlanta, GA 30306 – (678) 904-6621 – View Map
Picking an insurance agent should depend on more than just the price. Any agent in Atlanta should be forthright in answering these questions:
- How long has their agency been open in Atlanta?
- Is auto insurance their primary focus in Atlanta?
- Does the company allow you to choose your own collision repair facility?
- Do they review policy coverages at every renewal?
- Will the quote change when the policy is issued?
- Does their agency support local causes in Atlanta?