Baffled by the number of insurance companies that you can choose from? Lot’s of other drivers are too. There are so many choices that it can quickly become a real difficult job to locate the lowest insurance rates for Cadillac ATS insurance in Atlanta. Atlanta has lots to offer, but inflated insurance prices can make it nearly impossible for many drivers to affordably insure vehicles.
Inconceivable but true, a large majority of consumers kept buying from the same company for more than four years, and 38% of customers have never even compared quotes to find affordable rates. American consumers can cut their rates by roughly 47% a year, but they just assume it’s a time-consuming process to do a rate comparison.
It is always a good idea to get comparison quotes before your policy renews because prices change regularly. Just because you had the best rates on Cadillac ATS insurance in Atlanta a couple years back you can probably find a lower rate today. Block out anything you think you know about insurance because it’s time to teach you the things you must know in order to lower your annual insurance bill.
If you already have coverage, you will be able to lower your rates using this strategy. The goal of this article is to help you learn the best way to quote coverages and also save some money in the process Nevertheless, Georgia car owners do need to learn how big insurance companies price insurance differently because it can help you find the best coverage.
It’s important to know that comparing more prices will enable you to find a better price.
The following companies are ready to provide comparison quotes in Georgia. If multiple companies are listed, we suggest you visit two to three different companies to get the most affordable price.
Neighborhood agents and insurance
Certain consumers still like to get professional advice from a licensed agent and that is just fine! A good thing about comparing insurance online is that you can find lower rates and still choose a local agent. Buying from local agents is definitely important in Atlanta.
To find an agent, once you fill out this form (opens in new window), the quote information is immediately sent to companies in Atlanta who want to provide quotes for your insurance coverage. It simplifies rate comparisons since you won’t have to do any legwork since rate quotes are delivered straight to your inbox. You can find lower rates and a licensed agent to talk to. If you have a need to compare prices from one company in particular, you just need to search and find their rate quote page and complete a quote there.
Compare rates from both independent and exclusive auto insurance agents
If you would like to find a reputable agency, it’s important to understand the types of insurance agents that differ in how they can insure your vehicles. Agencies in Atlanta are either independent agents or exclusive agents.
Independent Insurance Agents
Independent agents can sell policies from many different companies so as a result can place your coverage through many companies and get you the best rates possible. If your agent finds better pricing, they simply move your policy to a different company which makes it simple for you. When comparing insurance rates, you need to contact several independent insurance agents so that you can do a thorough price comparison. Most independent agents also contract with different regional companies that may have much lower rates than larger companies.
Featured below are Atlanta independent insurance agencies who may provide free insurance quotes.
- Nationwide Insurance: Tommy Jones Agency
3201 Atlanta Industrial Pkwy NW b220 – Atlanta, GA 30331 – (404) 660-3821 – View Map - White and White Insurance
2882 E Point St – Atlanta, GA 30344 – (404) 766-9390 – View Map - Morris and Templeton Insurance
3405 Piedmont Rd NE #500 – Atlanta, GA 30305 – (912) 355-4549 – View Map
Exclusive Insurance Agencies
These type of agents can only provide pricing for a single company such as American Family, State Farm, and AAA. They generally cannot shop your coverage around so it’s a take it or leave it situation. These agents are well trained on their company’s products which helps them compete with independent agents. Some insured continue to purchase coverage from exclusives mostly because of the prominent brand name instead of buying on price only.
Below are exclusive insurance agencies in Atlanta that are able to give rate quotes.
- Dale Massey – State Farm Insurance Agent
4605 Roswell Rd NE – Atlanta, GA 30342 – (404) 257-8880 – View Map - Clyde Hill Jr – State Farm Insurance Agent
3041 N E Expy – Atlanta, GA 30341 – (770) 452-1485 – View Map - Jared Mula – State Farm Insurance Agent
3220 Cobb Pkwy SE #202 – Atlanta, GA 30339 – (770) 874-3325 – View Map
Deciding on an insurance agent needs to be determined by more than just the price. Before buying a policy in Atlanta, get answers to these questions.
- Can they help ensure a fair claim settlement?
- Do they make recommendations based only on price?
- If you have an accident, will your rates go up?
- Is the coverage adequate for your vehicle?
- Do the companies they represent have a solid financial rating?
- Are claim adjusters local or do you have to take your car somewhere else?