Trying to find lower-priced Ford Expedition insurance in Atlanta? Are you irritated from trying to scrape together enough money each month for car insurance? You are in the same boat as many other vehicle owners in Georgia.
Sadly, almost 70% of insureds in Georgia kept their coverage with the same car insurance company for at least the last four years, and just short of a majority have never quoted rates to find cheap coverage. Many drivers in the United States can cut their rates by almost $850 a year by just comparing rate quotes, but most tend to underestimate the amount of savings they would get if they moved their coverage to a different company.
Because you have many options for buying affordable insurance for a Ford Expedition in Atlanta, it’s difficult to pick the right car insurance provider.
How to find low cost Ford Expedition insurance in Atlanta, GA
When comparison shopping, comparing more rates from different companies helps increase your odds of locating a better price.
The companies in the list below offer price quotes in Georgia. If several companies are displayed, we recommend you visit as many as you can to get a more complete price comparison.
| Model | Comp | Collision | Liability | Medical | UM/UIM | Annual Premium | Monthly Premium |
|---|---|---|---|---|---|---|---|
| Expedition SSV 2WD | $376 | $618 | $452 | $26 | $136 | $1,608 | $134 |
| Expedition XLT 2WD | $182 | $332 | $378 | $22 | $114 | $1,028 | $86 |
| Expedition SSV 4WD | $294 | $508 | $314 | $18 | $94 | $1,228 | $102 |
| Expedition XLT 4WD | $182 | $316 | $378 | $22 | $114 | $1,012 | $84 |
| Expedition Eddie Bauer 2WD | $344 | $604 | $334 | $20 | $100 | $1,402 | $117 |
| Expedition Limited 2WD | $214 | $404 | $314 | $18 | $94 | $1,044 | $87 |
| Expedition Eddie Bauer 4WD | $264 | $500 | $314 | $18 | $94 | $1,190 | $99 |
| Expedition King Ranch 4WD | $418 | $828 | $404 | $24 | $122 | $1,796 | $150 |
| Expedition King Ranch 2WD | $298 | $550 | $434 | $26 | $130 | $1,438 | $120 |
| Expedition Limited 4WD | $328 | $592 | $378 | $22 | $114 | $1,434 | $120 |
| Get Your Own Custom Quote Go | |||||||
Data variables include single female driver age 50, no speeding tickets, no at-fault accidents, $250 deductibles, and Georgia minimum liability limits. Discounts applied include multi-vehicle, claim-free, homeowner, safe-driver, and multi-policy. Price information does not factor in zip code location which can decrease or increase prices noticeably.
Policy deductible comparison
The chart below shows how different deductible levels and can increase or decrease Ford Expedition insurance costs for different insured age categories. Data assumes a single male driver, comprehensive and collision coverage, and no discounts are factored in.
Cautious drivers save money
The information below demonstrates how traffic citations and at-fault accidents raise Ford Expedition insurance costs for different age groups. The rate quotes are based on a married female driver, comprehensive and collision coverage, $250 deductibles, and no additional discounts are factored in.
Car insurance deductibles
When buying car insurance, a common question is how high should your deductibles be. The comparison tables below can help you visualize the differences in premium rates between high and low physical damage coverage deductibles. The first rate estimation uses a $100 deductible for physical damage and the second price table uses a $1,000 deductible.
| Model | Comp | Collision | Liability | Medical | UM/UIM | Annual Premium | Monthly Premium |
|---|---|---|---|---|---|---|---|
| Expedition SSV 2WD | $338 | $502 | $334 | $20 | $100 | $1,319 | $110 |
| Expedition XLT 2WD | $382 | $612 | $334 | $20 | $100 | $1,473 | $123 |
| Expedition SSV 4WD | $382 | $612 | $334 | $20 | $100 | $1,473 | $123 |
| Expedition XLT 4WD | $382 | $612 | $334 | $20 | $100 | $1,473 | $123 |
| Expedition Eddie Bauer 2WD | $382 | $720 | $334 | $20 | $100 | $1,581 | $132 |
| Expedition Limited 2WD | $382 | $720 | $334 | $20 | $100 | $1,581 | $132 |
| Expedition Eddie Bauer 4WD | $382 | $720 | $334 | $20 | $100 | $1,581 | $132 |
| Expedition King Ranch 4WD | $426 | $720 | $334 | $20 | $100 | $1,625 | $135 |
| Expedition King Ranch 2WD | $426 | $720 | $334 | $20 | $100 | $1,625 | $135 |
| Expedition Limited 4WD | $426 | $720 | $334 | $20 | $100 | $1,625 | $135 |
| Get Your Own Custom Quote Go | |||||||
| Model | Comp | Collision | Liability | Medical | UM/UIM | Annual Premium | Monthly Premium |
|---|---|---|---|---|---|---|---|
| Expedition SSV 2WD | $188 | $264 | $334 | $20 | $100 | $906 | $76 |
| Expedition XLT 2WD | $212 | $322 | $334 | $20 | $100 | $988 | $82 |
| Expedition SSV 4WD | $212 | $322 | $334 | $20 | $100 | $988 | $82 |
| Expedition XLT 4WD | $212 | $322 | $334 | $20 | $100 | $988 | $82 |
| Expedition Eddie Bauer 2WD | $212 | $380 | $334 | $20 | $100 | $1,046 | $87 |
| Expedition Limited 2WD | $212 | $380 | $334 | $20 | $100 | $1,046 | $87 |
| Expedition Eddie Bauer 4WD | $212 | $380 | $334 | $20 | $100 | $1,046 | $87 |
| Expedition King Ranch 4WD | $236 | $380 | $334 | $20 | $100 | $1,070 | $89 |
| Expedition King Ranch 2WD | $236 | $380 | $334 | $20 | $100 | $1,070 | $89 |
| Expedition Limited 4WD | $236 | $380 | $334 | $20 | $100 | $1,070 | $89 |
| Get Your Own Custom Quote Go | |||||||
Premium data assumes married male driver age 30, no speeding tickets, no at-fault accidents, and Georgia minimum liability limits. Discounts applied include multi-vehicle, multi-policy, safe-driver, homeowner, and claim-free. Rate quotes do not factor in garaging location in Atlanta which can impact coverage prices greatly.
Based on these figures, using a $100 deductible costs about $43 more each month or $516 for a full year than quoting the higher $1,000 deductible. Since you would have to pay $900 more out-of-pocket with a $1,000 deductible as compared to a $100 deductible, if you usually have at a minimum 21 months between claim filings, you would probably come out ahead if you decide on a higher deductible.
Your situation helps dictate your coverage
When selecting adequate coverage for your vehicles, there isn’t really a cookie cutter policy. Coverage needs to be tailored to your specific needs and your insurance should unique, too.
For example, these questions might point out whether your personal situation could use an agent’s help.
- Am I covered by my employer’s commercial auto policy when driving my personal car for business?
- Do I pay less for low miles?
- Is pet coverage available?
- Is my ex-spouse still covered by my policy?
- Should I buy more coverage than the required Georgia minimum liability coverage?
- Which companies will insure high-risk drivers?
- Should I sign the liability waiver when renting a car?
- Which companies are cheaper for teen drivers?
If you don’t know the answers to these questions, then you may want to think about talking to a licensed agent. If you want to speak to an agent in your area, simply complete this short form or you can also visit this page to select a carrier
Are car insurance agents a thing of the past?
Many drivers would prefer to talk to an insurance agent and that is a personal choice. The best thing about comparing auto insurance online is that you can find cheap rate quotes and still choose a local agent. Putting coverage with local agents is still important in Atlanta.
To help locate an agent, after submitting this form (opens in new window), your insurance data gets sent to agents in your area who will return price quotes for your business. You won’t need to leave your house because prices are sent to you. You can find better rates and a licensed agent to work with. In the event you want to quote rates for a specific company, you just need to go to their quote page and complete a quote there.
Insurance agent types
When finding local Atlanta agents, it’s important to understand the different types of agents and how they differ in how they can insure your vehicles. Atlanta agents can be described as either exclusive or independent agents depending on their company appointments.
Independent Agents (or Brokers)
These type of agents are not required to write business for one company so as a result can place your coverage through many different auto insurance companies and potentially find a lower price. If you want to switch companies, they simply move your policy to a different company which is easy for the insured.
When comparison shopping, you need to get several quotes from at a minimum one independent agency for the best price selection.
Below is a small list of independent insurance agencies in Atlanta that can possibly get you free rate quotes.
Siegel Insurance
2987 Clairmont Rd #425 – Atlanta, GA 30329 – (404) 633-6332 – View Map
Discount Auto Insurance Agency Inc
1149 Moreland Ave SE # 4 – Atlanta, GA 30316 – (404) 624-3102 – View Map
Gibb Insurance Agency
991 Cascade Rd SW – Atlanta, GA 30311 – (404) 758-3511 – View Map
Exclusive Agents
These agents are contracted to one company like State Farm, Allstate, and Farm Bureau. Exclusive agents are unable to provide rate quotes from other companies so you might not find the best rates. Exclusive insurance agents are trained well on their company’s products and that enables them to sell even at higher rates.
Below is a list of exclusive insurance agencies in Atlanta that can give you comparison quotes.
Mark Pritchard – State Farm Insurance Agent
3280 Howell Mill Rd NW #107 – Atlanta, GA 30327 – (404) 856-4950 – View Map
Barry Domangue – State Farm Insurance Agent
1355 Peachtree St NE Ste 103 – Atlanta, GA 30309 – (404) 853-3772 – View Map
Cheryl S Parsel – State Farm Insurance Agent
3145 Peachtree Rd #197 – Atlanta, GA 30305 – (404) 814-0071 – View Map
Selecting an insurance agency shouldn’t rely on just the price. The answers to these questions are important, too.
- Which insurance companies are they affiliated with?
- How would your car be valued if totalled?
- Is every driver in your family covered?
- Is the agent and/or agency licensed to do business in Georgia?
- Will they give you a referral list?
- Can glass claims be handled at your home?
- Do they offer rental car reimbursement?
- If they are an independent agency in Atlanta, which companies do they recommend?